Do You Know Your Maternity
Benefits
Pregnancy, childbirth and the ensuing days of caring
for a baby can be very challenging. However, we live in
a society that appreciates the importance of that time
period and how involved parents need to be during the
early years. This has resulted in very flexible
maternity benefits and parental leave options and
benefits.
When I became pregnant for the first time, I was very
sick and did not deal well with pregnancy. I was working
in a mailroom at the time and this required that I be on
my feet for as long as eight hours a day. I lasted a
little over three months and then found that I just had
to get off my feet. I ended up taking a job in a call
centre where I could sit for most of my shift which were
usually limited to four hours rather than eight.
By around the five month mark, I found that I was
merely dragging myself from my bed to work and back
again. The company I was working for decided to lay many
of us off, so I ended up taking my maternity leave
early, after which point I had decided to become a
stay-at-home parent. Unfortunately, I never received any
maternity benefits until three months after my son's
birth. This was due to a mistake on my Record of
Employment stating that I had quit, rather than been
laid off.
By the time I had tracked down my previous employer
and obtained the corrected documentation, filled out the
appropriate forms and allowed time for them to be
processed my son was three month's old and we were in
dire financial straits.
Finally, my maternity benefits kicked in and I
received my long overdue payments much to our relief. I
finished up my one year of maternity benefits
entitlement and continued on as a stay-at-home parent
until my son was two.
Five years later I was pregnant again, however this
time, I stuck it out and worked right up until my due
date. That way I would have a full year of maternity
leave after the new baby was born. This time I was smart
and had filed all the paperwork as soon as possible. I
had no difficulty being approved for maternity benefits
and I received all payments promptly.
As it turned out, my husband opted to take a portion
of the maternity leave quota as parental leave. I had
again decided to be a stay-at-home parent during the
early years of our daughter's life, so a portion of the
time was spent with both parents at home. I was eligible
for special training for mothers wishing to start their
own business and so I was able to attend school during
this time, while my husband took over the stay-at-home
parent role, on a part-time basis.
We are both
very pleased with the maternity leave benefits available to parents today
and the opportunity this time has afforded us to be the
primary caregivers during our children's formative years.
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